---
title: "Provide Liquidity"
id: "158"
type: "page"
slug: "provide-liquidity"
published_at: "2026-09-15T06:54:40+00:00"
modified_at: "2026-10-09T18:28:03+00:00"
url: "https://atum.xyz/provide-liquidity/"
markdown_url: "https://atum.xyz/provide-liquidity.md"
---

For settlement operators

# Provide Liquidity

Complete eligible transfers at prices you set.  
 Not a deposit product.

[Talk to us](/contact/)

Earn

## Provide liquidity

If you already hold balances across supported networks, you can make them available to complete eligible transfers.

You quote terms for routes you serve. When a quote is selected, you complete delivery and retain that quote’s economics, subject to completion. Returns are not promised.

## Qualify

### Balances

Balances on both sides of each route you intend to serve.

[See supported routes](https://docs.atum.xyz/settle-payments/supported-mainnets)

### Operations

You run your software, access, monitoring, and recovery.

[What’s involved](https://docs.atum.xyz/get-started/support/who-owns-what)

## Economics

[How it works](https://docs.atum.xyz/get-started/overview/how-an-atum-payment-works)

### Quotes

You set the price in each quote.

### Selection

Selection can depend on more than price and is defined by the payment request: eligibility, capacity, and timing.

### No promised value

Eligible requests may be available. Volume is not guaranteed.

## Controls

### Execution

A late or missed delivery can cost more than the fee in the quote.

[How delivery works](https://docs.atum.xyz/settle-payments/settlement-lifecycle)

### Inventory

You can finish short on a network you still serve.

[Plan your routes](https://docs.atum.xyz/settle-payments/bidding-strategies)

### Operations

Access, retries, and recovery are yours to run.

[Shared responsibilities](https://docs.atum.xyz/settle-payments/operating-a-settler-agent#responsibilities)

Common Questions

## What people ask first

### Does Atum hold our money?

     No. Atum does not take principal custody in its ordinary role. Funds are committed until release conditions are met. You control your own account.

### Is Atum a bank, a card network, or a new currency?

     None of those. It is an open payments network that sits above existing payment networks. It does not issue a currency, operate a blockchain, or become your customer’s bank.

### Can we send or receive on any network, in any currency today?

     No. Supported [networks](https://docs.atum.xyz/get-started/reference/supported-networks)
 and [assets](https://docs.atum.xyz/get-started/reference/supported-assets)
 are a live list.

### Can we go live right now?

     Not automatically. We are currently in early access: apply to build and test. Production use is a separate approval. Start with a test payment before moving to a live customer flow.

## Join the network

Send a payment instruction. Atum handles the checks, quotes, delivery, and receipt so you don’t have to create a new stack.

[Get access](/contact/)